PERSONAL FINANCE MANAGERS
Perform in-depth financial analyses for your consumers, provide the greatest credit possibilities, and assist them in making informed investment decisions.
How Does It Work?
-
Step One
Onboard Users After Background Checks
Perform in-depth financial research for your consumers, give the best lending alternatives, and assist them in investing. Before onboarding, conduct extensive identity and background checks on your customers. PAN, Aadhar, and Driver's License are used to verify and automate the KYC procedure. Run GSTIN checks, negative list checks, income verification, and more with ease for your business.
-
Step Two
Perform Actionable Financial Analysis
Using our APIs, you may get account statements and transaction details from your clients' accounts. Conduct a cohort analysis on the data and provide your consumers with the best financial advise possible.
-
Step Three
Offer Diverse Loan Options
By integrating with Decentro's lending network, you can connect your clients with the correct lenders. Offer the best possibilities through non-banking financial companies (NBFCs) or fintech lenders. Alternatively, you can use our API lending stack to offer them yourself.
-
Step Four
Assist with Investments & Payments
Determine which investing options are best for your customers. Share regular investments to the desired entities in real-time with our payments module. You can use UPI IDs, static/dynamic QR codes, or RTGS, IMPS, and NEFT to send money.
-
Step Last
Issue Cards as PPIs
Customers can use co-branded cards for online and physical shopping. You can collaborate with any brand to provide this as a service. On a dashboard, keep track of all card expenses and set spending limits for different users.